Aam Aadmi Bima Yojana
AABY, ABHAYAHASHTAM, PoP,PWD,Swavalambana,JBY
  • Unlucky Lot
    Sixty-two-year old Govada Subbulamma rues the missed opportunity to enrol in the
    Abhayahastham pension scheme launched in 2009 till date.
    She was keen on joining the scheme, but financial constraints and blunt refusal
    of her children to part with money to pay the subscription amount for the pension
    scheme has made her one of the many unlucky thrift group members.
  • Crestfallen for
    Not enrolling
    Rayapati Nagaraju, a security guard in a private company and Rayapati Punyamma,
    member of Prasangi Self Help Group in Muthinuthalapadu village in Ongole mandal
    were so near yet so far.
  • The Secret of Joy
    “Villagers treat me as daughter. Whenever I visit the house of SHG members
    I am treated as one of their family members,” said B. Sreelatha, Bima Mitra
    of Kanigiri mandal in Prakasam district.

    These actions of being appreciated are because she went all out to help
    the family members of Indrakankanti George, AABY policy holder of
    Kodugudalpadu village in Kanigiri mandal.
The Society for Elimination of Rural Poverty (SERP) was established by the Government of Andhra Pradesh (GOAP) as a sensitive support structure to facilitate poverty reduction through social mobilization and improvement of Livelihoods of rural poor in Andhra Pradesh. SERP is implementing Indira Kranthi Patham (IKP) in all the 1098 rural Mandals of 22 rural districts in A.P. The vision of SERP is to enable every poor family in rural Andhra Pradesh to come out of poverty and stay out of poverty. SERP works on a comprehensive multi dimensional poverty alleviation strategy by focusing equally on the Livelihoods Value Chain and Human Development Indicators. The fundamental unit of development at SERP is the rural poor households and all interventions of SERP strive to achieve essentially two out comes - sustainable per capita household incomes of Rs.1,00,000/- per annum from multiple sources and improved Human Development Indicators.

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The Government of Andhra Pradesh envisions that even the poorest of the poor Landless Agricultural Laborers deserve access to relevant and affordable insurance and be protected from risks on death and disability. And the Government envisions that every person is insurable. And their children are financially supported for education through scholarships. And together we can make it happen across Andhra Pradesh through “Indira Jeevitha Bima Pathakam - AABY”


The mission of A.P Government is to empower the Community to play an active role in insurance operations, to reduce people’s vulnerabilities through social security measures like Indira Jeevitha Bima Pathakam - AABY and to protect their income and asset base, by creating an enabling environment.